Malong, R.G. and Salvaleon, R.G. 2023. CULTURAL INSIGHTS INTO FINANCIAL BEHAVIORS: A CASE STUDY OF SPENDING PRACTICES AMONG BADJAOS IN TANDAG CITY, SURIGAO DEL SUR. SDSSU MULTIDISCIPLINARY RESEARCH JOURNAL. 8, 1 (Nov. 2023), 19–22. DOI:https://doi.org/10.69546/h20q9763.